After shopping around for bandwidth with local ISPs and some of the larger telcos, we started running into problems. Since we're located in the middle of nowhere and our local telco is a monopoly, we had extremely limited options. Our local telco was either unable or unwilling to bring in a co-op line from an external provider, so we were forced to go with them for our T1. With this experience, we found out that physical location is one of the most important things to consider when putting together a business that will require high-speed access. Make sure that your local telco can handle a high-speed line from any ISP of your choice.
Because the sales representative couldn't comprehend why a home business would need a T1, I was greeted with much suspicion. It took over four months just to get a price quote and another month before the fiber was run from the telco to our street. On top of that, every step of the installation was met with hostility from the ISP due to the fact that I took a very direct approach after being blown off for five months: "Give meservice or I'll sue you for not allowing me to choose an alternate provider." Although blunt and hostile, a contract was in my hands within two hours and fiber was dropped into the basement a week later.
The final price tag for fiber installation and ISP setup for the 950 foot fiber run was $2,500 total and $970/month for a full 1.544MBps T1. Telco circuit charges and ISP bandwidth fees are all covered under the monthly charge, which is an incredible deal compared to the $8,000 installation and $3,400/month quote I was getting from some other ISPs in the area.